Silver Pcgs
Bought coin graded and certified by Hallmark (HCGS) way over graded! Website not helpful?
Coin is a 1896 morgan silver dollar graded and certified as MS66 which is valued by PCGS (www.pcgs.com) at $625 The Official redbook by Whitman has it valued at$800 this coin is AU-58 a$20 coin! Even if this coin is MS63 (its not!) its value would jump to a whopping $47. This i believe is extreme misrepresentation! If seller doesnt follow thru with refund i will contact the HALLMARK COIN GRADING SERVICE. Having tried to begin this process (diplomatically of course) i found the web address to be “unhelpful”
I would return it to the seller. I understand that you are unhappy with the slab’s grading, but that is why most grading services that are not NGC or PCGS are severely discounted in the marketplace. Many collectors only trust those two services. Anyway, your beef is with the dealer who sold you the overgraded coin, even if it is in a slab. He sold you a MS66 coin, and in your opinion this coin is not MS66. He can argue it with Hallmark if he submitted it.
This is why coin collecting should never be a sight unseen business if there are large price differences in small grades. I have seen fairly large differences even in NGC and PCGS slabs for the same grade coin. Actually, I have heard many dealers say that most coins sold sight unseen in slabs are “at the low end” of the grade,(or overgraded), and they keep the undergraded/great looking coins for shows where the person can see the quality and might be willing to pay full bid for a better coin.
1882 MS64 PCGS S-Mint Morgan Silver Dollar
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