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Pnc Stamp

December 14th, 2003 admin

Pnc Stamp
If I forgot to endorse a check, would it come back stamped not sufficient funds?

So I went to my local PNC bank and deposited a paycheck from my new job. After leaving the back I realized I had forgot to sign the back of the check. When I checked my account the money had been deposited regardless. A couple days later the entire check was withdrawn and I figured it was because i forgot to sign it, but they have sent me a copy of the check with the words “RETURN REASON-A NOT SUFFICIENT FUNDS”. Does this mean its a bad check and I can’t deposit it now?

You don’t have any idea of how a bank account works, do you?
“Non-sufficient funds” means the person who wrote you the check didn’t have enough money in their account and the check bounced. You MAY be able to re-deposit it, but your lack of endorsement is irrelevant. Checks aren’t looked at by humans anymore except at the teller window.

The Bill – Trojan Horse (1)


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