British Occupation
Car Insurance Premiums: One Top Tip To Cutting The Cost
Vehicle insurance (be it annual or temporary car insurance), costs drivers a fairly large sum of money every year, but unfortunately it’s an unavoidable part of driving legally in the UK. There are however a few ways you can cut your insurance premium, and one of those ways is how you’ve chosen to describe your occupation.
The majority of people won’t put any real thought into their occupation when filling out an insurance application; they just tick the appropriate box and carry on with the form. However the way you phrase your job description and job title can have a real difference on your quote.
The reason this makes such a difference is that insurers percieve different occupations to be riskier than others, so they’ll categorise occupations with varying percieved risk levels. So to an insurance provider, one occupation is seen as riskier than another, and will therefore end in a more expensive premium.
The decisions made by insurers are not just based on assumptions however; their risk assesment comes from how regularly (and for how much) different professions claim for.
It’s tough to say which professions are where in the scale, as each insurer will have their own opinion. But in general, estate agents, chefs, doctors and cabin crew are amongst the most likely professions to claim, and therefore will likely get higher quotes on their insurance. Conversely, farmers, ambulance drivers and horticulturalists are among the least likely to make a claim.
It’s well worth bearing in mind, and you can test for yourself how much it makes a difference. Find an insurance site that offers an instant car insurance quote and see how much the final amount differs depending on your occupation, you’ll find in some instances it can as much as double based on nothing more than your job title.
Unfortunately, you can’t just outright lie about your profession on your application, as an insurer will most likely use this as a basis to reject any future claims. You can however change the way you word your job description, as this could make a difference (for example saying you work ‘in an office’ instead of ‘in a call centre’ could improve your quote).
So, whether you’re looking for one day car insurance on an old mini or annual insurance on a brand new Ferrari, it’s in your interest to do a bit of research before you fill out your application. You never know, you could end up saving a fortune!
Tom Barry on the British Occupation of the Six Counties
|
|
British troops officially take over their.. – 3×2 inch Fridge Magnet – large magnetic button – Magnet $4.99 Rectangular wrap-around refrigerator magnet and a glossy mylar cover.Large 2×3 inch rectangle fridge magnet or ‘buttons’ as they are sometimes known in the USA.Crop shown is automated for display purposes only. All magnets are hand finished and the best most appropriate crop will always be selected to best show the full image. Therefore, actual product may vary slightly from crop shown – this can … |
|
|
British troops officially take over their.. – Mug – Standard Size $14.50 This mug is created using the finest dye sublimation techniques and creates a stunning dishwasher safe finish. Great as a gift, or for promotional items. Each of our mugs come individually boxed for protection in transit…. |
|
|
British troops officially take over their.. – Tea Towel 100% Cotton – Art247 – Tea Towel – 46x70cm $20.49 100% Cotton. Made in UK. Size 70cms X 46cmsThis is an automated preview only. Actual Tea Towel design may vary. All products are hand finished by our expert manufacturers and the best crop available will always be selected…. |
|
|
Island at War $27.49 Island at War turns a little-known bit of history into an extraordinarily rich miniseries. During World War II, the Nazi forces occupied the Channel Islands, located between France and England. Island at War unfolds on the fictional island of St. Gregory, where a web of interconnected characters cope with the occupation–a politician struggles to maintain peaceful relations, for fear of bruta… |
|
|
Freedom $1.99 … |
|
|
Enemy at the Door: Series 1 $30.69 At the height of World War II, a group of British civilians must cope with life on the German-occupied Channel Islands. Amidst fear and mistrust, the enmity between the Nazis and the islanders boils down to the conflict of two men–the ruthless German commandant and the peaceful doctor who leads the islanders. Alfred Burke, Bernard Horsfall, Anthony Head, and Simon Cadell star in this gripping min… |
|
|
British troops officially take over their.. – Greeting Card (Pack of 2) – 7×5 inch – Art247 – Standard Size – Pack Of 2 $6.50 This photographic Greeting Card is created on 300gsm FSC approved card. The result – a stunning reproduction at an affordable price. Actual size 7×5 inch.Greeting card comes with high grade white envelope as standard.This is an automated preview only. Actual Greeting Card design may vary. All products are hand finished by our expert manufacturers and the best crop available will always be selected… |
|
|
Photo Jigsaw Puzzle of The British landing at Kips Bay, New York Island, 15 September, 1776 from National Maritime Museum $24.99 Photo Puzzle, The British landing at Kips Bay, New York Island, 15 September, 1776. This drawing was long misidentified as the uncontested British Occupation of Rhode Island, 9 December, 1776, and was shown as such in the former NMM American War gallery, from 1977. Based on the vigorous shore bombardment shown , the topography, the number of ships involved and comparison with eyewitness accounts, … |
|
|
Photo Jigsaw Puzzle of Tanks In The Rhineland from Mary Evans $29.99 Photo Puzzle, TANKS IN THE RHINELAND. Tanks used by British occupation forces in the Rhineland . Chosen by Mary Evans. 10×14 Photo Puzzle with 252 pieces. Packed in black cardboard box of dimensions 5 5/8 x 7 5/8 x 1 1/5. Puzzle image 5×7 affixed to box top. Puzzle pieces printed on RA4 paper at 300 dpi. This item is shipped from our American lab…. |
|
|
Photo Jigsaw Puzzle of Evrv2A-00066 from North Wind Picture Archives $24.99 Photo Puzzle, EVRV2A-00066. British troops entering Boston to enforce taxation and other legislation before the American Revolution Hand-colored woodcut of a 19th-century illustration. Chosen by North Wind Picture Archives. 10×14 Photo Puzzle with 252 pieces. Packed in black cardboard box of dimensions 5 5/8 x 7 5/8 x 1 1/5. Puzzle image 5×7 affixed to box top. Puzzle pieces printed on RA4 paper a… |